Correct, but that's only 4 bonus points.
Right but it totals 5 points (and as far as UR go, there is no difference in value between the base points you earn on every purchase and the bonus points you earn via 5x categories, UR mall, etc). I guess if the question is, "are there 5 bonus points on top of the 1 point per dollar", then no. there are only 4. But in total, there are 5 points.