Chase - Proactively close or just reallocate?
I'm pretty sure I've hit my total credit line limit with Chase as now I have to call and beg them to reallocate credit every time I apply for a new card. On my most recent app they actually insisted that I close one of my cards in order to approve the new one.
My question is, should I just start slowly closing out my Chase cards that I don't use in order to make things smoother for new applications in the future, or would I be better off just waiting until they tell me to cancel a card? I'd like to eventually get the Ink Plus and Sapphire Mastercard but I have a feeling all these non UR cards will be getting in the way later (Southwest, etc.).