so what's the difference between that and ever other travel rewards card that every bank offers? TD, RBC, Scotia... they all offer essentially the same card with the same "benefits". BMO is slightly different b/c of their Airmiles affiliation.

the biggest negative with these independantly branded cards is that you can't pool points from different earning streams that you might be able to under one program (i.e. only credit purchases count towards flights... you can't earn "additional" points thru air, hotel stays, rental cars etc.) Since I earn nearly 60% of my points thru travel, i'd end up with two smaller account totals.

That being said, Aeroplan redemption ain't worth $hit these days anyways.