Originally Posted by
pinniped
So who here would actually hand over detailed medical files to a random company selling unregulated insurance products?
(Presumably a subset of the population who actually buys travel insurance in markets where it doesn't seem to be regulated...)
Regulation is really irrelevant to the handling of medical records.
Insurance contracts state that you have to sign release forms and cooperate. If you don't (and you are not required to) the claim is denied, but your privacy remains intact.
What I think, is there may be a note in the record that the MD does not want insurer to see. (mere spec)
OP- You would have this with any company. Insurance companies attempt to avoid paying claims. END OF STORY!!