generic points question
Hi there....just a technical question. So many points programs don't offer cash back, they offer the ability to travel, transfer to FF points, gift cards, etc. which can be a tremendous value. But I'm noticing that we are "collecting" alot of these cards which makes it cumbersome to use all the points with my "family of 3" (kind of nerve wracking to use points from 3 different cards to buy tickets unless we're actually transferring them all, say, to Delta or BA or similar ploy). Of course there's nothing wrong with getting $400 worth of home depot cards for free either .... just wondering how you envision a family using "multiple" signup bonuses that are NOT redeemable for cash? Thank you!!