Originally Posted by
neekolas86
I do not want to pay annual fees unless the fee is worth it. What would some of you veterans suggest for the following situation?
I currently have the following cards with their 1-year anniversary dates:
Chase Sapphire Preferred: 4/20/2013
Chase Priority Club Select: 4/13/2013
Chase United MileagePlus: 5/31/2013
AMEX Starwood Preferred: 4/17/2013
AMEX Starwood Preferred Business: 4/19/2013
My credit score is a 759 (creditkarma.com). My current go-to spending card is the Chase Sapphire and I make 1 small purchase per month on the rest of the cards to be a good customer.
Lastly, I have not used any of the earned miles/points yet. Suggestions on how to not lose them?
Are you asking us which card(s) you should keep? Your points don't expire as long as you have an account with those cards and is in good standing. What kind of point user are you? Cash back? Transfer to airlines/hotels? Shopping online with your points?