First time Credit Card applicant.
Hi Guys,
I am a first time poster on this forum, let me introduce myself.
I am Simon, a Canadian who has never had a credit card, but have decided to finally bite the bullet mainly because I do a lot of flying without ever redeeming air miles.
I am basically a complete Credit Card Noob, but am in a pretty good financial situation.
Here is a little bit about my situation:
-I fly regularly between Canada/Europe and Canada/Africa. Probably spending around $6,000 to $8,000 per year on flights. Using Air France, BA, Aer Lingus, Royal Air Maroc, United, Brussels Airlines mainly.
-I have a nice Salary.
-I am not yet a home-owner.
-My bills always come straight out of my account and are never delayed.
-I usually have at least 20k in my account at any given time.
-I have a good credit history and have no debt.
-I estimate my total annual spend on the card will be in the region of 15k.
I was leaning towards a "Capital One Aspire" but then realised that perhaps I'm not a big enough spender to justify it.
Your suggestions for a card are very much welcome.
Last edited by Simondial; Feb 13, 2013 at 5:23 am