Originally Posted by
gatorlionhawk
I had heard that US Bank was the hardest nut to crack, which is why I applied to their cards first.
Looks like that was a futile endeavor, as it has been 5 days and I'm still "in process" for both the Premier and Business cards.
Every time I call, they just tell me to wait a few more days. I ask, "Is there anything you need from me?", and they say, "Nope, it's in process." Ugghh... I'm getting impatient... Especially since I just got declined for my 2nd Barclay's USAir Card.
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Forgot to mention... I got approved for the "Platinum" card, but I rejected the offer and applied again. Probably a bad move on my part. And the first time I called for the Business card they did ask me questions about my business... I told them I didn't need a high credit limit, and she said, "Yeah, that seems fine." But still said, "It's processing."
They took
FOREVER, but I finally got approved after like 10 days... I re-applied to the Visa Signature card, but once again was only approved for the Platinum... I'll get the better one next year.
As I've seen others post before: beware of US Bank's HORRIBLE online banking. It takes like 4 business days for anything to post even into 'pending' status.
Good news: received 100K Carlson points for the 2 cards with first purchases. $4K more spend and I'll get 55K more points.