Thanks for the hand-holding, Happy!! Really appreciate your help and time in making a newbie come to terms with this game.
I agree with you about not owing any money to any financial institution that I legitimately OWE them. That is why I have a great credit score.
The only reason I asked was I see mention in WF card thread, where there is a $3 monthly fee, and people mention that they drain all the money before the bank charges fee, so I thought that may be experts here do the same with this card too..
I will try transferring $499.50 to BB today, and see how it goes.
Thanks once again.
Originally Posted by
Happy
DONT DO THAT.
The first thing and most important thing you do when dealing with ANY financial institution is NOT to owe them money that
you legitimately OWE them. 
The transaction fee and MANY other fees are all in the FAQs. By registering your card you
affirm that you would be bound by the service' T&Cs. So dont pull such crap that "I do not know."
Sheesh, $0.50 is such a small sum do you want to scam My Vanilla by not paying for that and risk some black mark on your records?
Seriously!
If you want to get rid of the card, then load $499.50 and then after the $0.50 is charged, call to CLOSE the account. Because there would be fee if you are inactive for 3 months in a row.
You have a loooong way to go and much to learn if you want to participate in miles/points collection game ... First and Upmost is NOT to pull Scams!
Read the FAQs before you jump in any "deal" so not to get yourself into more trouble in future. Enough hand-holding from now.