I applied for the premier version of this card on Feb. 7th and received the 7-10 days pending decision message. I called today and was informed that I was approved for 8k limit. The agent told me that I was approved for the premier version. I had no inquiry within the last 6 months across all credit bureaus, 6 inquiries within 1 year: 5 are from Experian and 1 is from Equifax. Initially, I wanted to apply for this card in Dec last year, but after reading all the reports here I decided to wait until I had zero inquiry within the last 6 months. My wife was approved in Dec and already received her 85k bonus points. We're so happy that we can finally plan to stay at the Radisson Blu in Chicago in summer.