Well, I got the terms and exactly one day later (as someone informed me here) the card did arrive. Bought a hamburger tonight and now I'm waiting on my 50K.

I will use this card to pay my taxes this year, and that should bring me close to the $2500.00 threshold for the next 35K.

All in all I'm very pleased so far. Only one minor comment/complaint/suggestion: it would be nice if the US Bank credit card website showed "pending charges" in real time, like their competitors.