Hello all, I am Gold with United. I presently have the United Mileage Plus Explorer Credit Card. Thinking of applying for the United Club Credit Card. The annual fee is $ 395. I usually fly 2 international flights a year, and 3-5 domestic flights a year.
Wondering if I should upgrade to the Club card to obtain unlimited access to United clubs and participating Star Alliance lounges. The other benefits on the card are ok too.
I have tried a number of MR's, but sort of hard to do them out of CLT. And besides my wife gets upset with me. Time is on my side since I am retired.
Any suggestions from more experienced flyers would be greatly appreciated.

Robert