Originally Posted by TravelGuy1965

My wife received a 'pre-qualified' letter for the USBANK Club Carlson VISA.

I applied about a month back and was decline for too many recent inquiries but my wife has about as many as I don. Maybe 2 less in the last year.

Does 'pre-qualified' letters in the mail mean it will be approved if she signs up by filling out the form in the mail and sending it in?

I'd be quite bummed out if she got a hard pull and declined after a letter they sent saying 'pre-qualified'.