Originally Posted by
SCEflyer
I would recommending keeping them as close to $0.00 as you can during their underwriting and closing preparation. Many lenders will pull an update just prior to closing, to be certain that your balances have not increased to a material extent.
Not a problem because I don't generally keep a balance and pay a few days after the charges show up on my online banking. I had a 1k balance when this all started but that's gone.