Originally Posted by
gloreglabert
FYI, for anyone else with a Discover More card (I assume that was your card), you can swap it out for a Discover IT card instantly by messaging Discover, no credit pull required. The newer IT card is basically identical to the More except that there's no $3000 cap (it's always 1% outside of the 5% categories, just like Freedom).
really?? I converted my card to the Discover IT card a few months ago, I wasn't aware of the new features regarding no 3K cap. I knew we had no late fees the first time you happen to pay late and some other benefits. If this is indeed correct, this is great news.