My numbers probably look low in "k" because I am a bit strategic with VR. I already have a bunch of HH, so the 6x isn't a huge pull for me. I have a decent amount of expenses that, until BB, were zero points per dollar. So on those, even 1 point per dollar is good if it's on the right card. Like the US Airways card where $25k in spend is good for 10k EQM. I have 2 UsAirways cards, so working toward the EQM keeps me busy. I would rather have 5k US plus be 20 percent of the way to 10k EQM than get 30k HH for the same spend. Other than working toward the EQM, I use VR for credit card sign up spend and, at the end of the year, to hit any attainable, close threshold bonuses, like on the PRG or the original Ink Bold, which I still have.