Did anyone get the Biz version of this just using their SSN?
I read though the entire thread and didn't find much specifically related to this. I'm tempted to go for the Biz version because of the lower annual fee but not sure how US Bank handles business apps if you use your SSN instead of business ID. I've not had issues with this with Chase, Citi, and Amex, but I know US Bank operates a bit differently.