Originally Posted by
Rumeli
Here is another unusual datapoint.
My spouse has the US Bank Flex Rewards card basic with a low limit (approved in Aug 12).
She also applied to a Chase product in December.
No other inquiries in the past 6 months.
She is a homemaker (760+ score).
I am the joint account applicant (the guarantor) with a low 700s score.
I already have the Club Carlson Visa (Dec 12).
She got the 7 to 10 day message and after she called US Bank said that the application needs a manual review.
I wonder what the outcome would be.
I will report it here.
RM
I got the good news today that she was approved for Club Carlson Platinum Rewards Visa (50,000 + 10,000 points after 1,500 spend; $50 annual fee, 25,000 points upon renewal). I knew the Premier version is out of reach but 25,000 points a year for 50 bucks is a good reason to keep the card.
RM
RM