Originally Posted by
amolkold
Agreed. I only do beans if I am
1) Meeting minimum spend for initial bonus, targeted spend bonus, or calendar year spend bonus
2) If I'm making a 2+% profit given the card fee. This means 6x Hilton (valued at 3cpp for me - 0.8cpp per the fee) is a good use, but not most other cards.
Just note that 6x for Amex HHonors at drug stores is going away May 1. (Probably irrelevant because I doubt VRs at drug stores will be a thing by then, but just something to be aware of.)
http://boardingarea.com/blogs/viewfr...at-we-thought/