I applied using the two browser trick.

The first application was approved instantly on phone and the second application went into review and I got sent a 4506T form.

Is there anyway around this form? I really don't want the second credit pull they are requiring with it and on top of that I really dont see why I should need this, I have never had a problem with previous cards and am way below my credit limit based on what other banks have given me.

sigh...