Originally Posted by
tlubww
Hm. actually that says no ATM fees but doesn't say anything about levying a overseas fee of 3% for converting funds. Does that get waived as well?
No ATM fees, no foreign transaction fees, and spot rates, which is a major advantage. I've actually occasionally gotten FX rates slightly better than what they should be in HK, where the exchange rate is pegged to a very narrow range (around HKD 7.75 to USD 1). Tell me another card that can do that

Best debit card for overseas use ever!