Originally Posted by dsquared37

I'll give you a recent example. The hotel bill was 2650 THB which, at 30.5 THB/USD equates to ~$87. The hotel ran the credit card to price in USD (they usually ask and in this case didn't) and the charge was $92.50 due to DCC.

Why should you pay more? Even if you pay a FOREX fee on the charge it won't be 6%.

IME it's always better to go with the local currency.

Originally Posted by glennaa11

I encountered that in Taiwan, HK and Thailand this year. Hotels especially asking if I wanted to charge in the local currency or USD. I always opted for the local currency.

Originally Posted by ft101

Just Google Dynamic Currency Conversion. King Power at the airport are at it as are many ATMs.

They try to do the conversion for you at their exchange rate which will be worse than the bank (usually Mastercard/Visa) rate.