Originally Posted by Christopher

But I don't think that the NZ system covers medical emergencies that are not accident-related (e.g. you need to have your appendix out, you suffer from a heart attack, etc, etc) or non-emergency medical situations that you still might want to get treated. And it doesn't cover repatriation.

And you still need travel insurance (assuming you want it) for things like lost luggage, delays that cause you expense, and so on and so on.