Wife applied for United card and call into reconsideration. She had a baby this year and took 5 months off, so her income was much less than previous years.
The chase analyst told her that her credit limit was too high based on her rorted income for 2012 and proceeded to tell her that they will need to review and reduce her limit and denied the app. Anyone else experienced that same thing? So if you had a temporary reduction in income they reduce your overall credit limit? Very shady. She oly has two chase card and hadnt applied for one over a yr.