Data point:
Applied as part of a mini 3 card AOR a few days ago. Called the next day and got the declined message.
Spoke to a live rep to confirm some info and they transferred to verification dept. All was verified and they said it will continue to process.
Called the automated line again the next day and was approved. 8 inquiries on on Exp, only 2/3 on TU in the past year. Was not expecting to be approved on this one.
Looking fwd to having the card for carlson redemptions and to have a relationship with US bank as this is my first US bank card.