I do not have a FR from Amex (yet). In fact, I just got two cards from them. I want to make sure that I can pass a FR from them before I go ahead and put lots of spendings on the two cards.

I am a college senior graduating this March, and I am going to start working for a big firm in May. I have a full time offer letter from this company which includes my total annual income, and this is the number I entered with my Amex applications.

If I do get a FR, apparently sending form 4506-T will not pass me because I did not have this much income last year. Does anyone know if Amex will accept my offer letter as the proof of income? My employer is a huge well-known company. I have never heard of them reneging on offers.