There was much fuss about the DKB free foreign exchange card/account back then but maybe not anymore?

How does it compare to the ComDirect card/account? I read before that the ComDirect was a debit card but it become a credit card by now? I know the ComDirect one only gives you free ATM use in Germany only on their network, that's not a big deal. Might be better in other regards.

Do I understand well that if you preload the DKB card account it gives you a positive interest? Even better than the cash account's interest? How about ComDirect?

Which is a better deal of the two or a third? It doesn't have to be German but nonresident but EU resident friendly.

So basically these credit cards can give you a grace period on cash advances too? What are the interests earned on the accounts? It it possible to operate them without much German knowledge in English? Are the reps willing to speak English by principle? That is the question.

Some folks reported they didn't get accepted for the (DKB) account. How about one applying for the brokerage account first? Banks always like when you try to play the stock markets with them.

They mostly approve EU residents, right? (Which I am.) On their home page you can apply from any country in the world.

How do they do the credit check for non-Germans? Even from nations where there isn't a national credit rating thingy going on, each bank do their own. It would be interesting to know.

Lastly, how do they report your account to your country or do they withhold taxes (Like in Austria, Luxembourg)? I heard some banks do this in practice in countries where they should report on paper. How do you calculate your due taxes from ever changing balances and an interest rate close to zero? Or is it negligible? Maybe for you but for your tax office?