The citi dividend card has a 5x for drugstore purchases in Q1. Each dividend point is = 1 cent. You need to accumulate $50 or more before you can request a check from citi. The dividend card does not have a quarterly limit to the 5x but it has an annual limit of total $300 dividend rebate (include both bonus spending and regular spending). So you can maximize the entire year of spending in just Q1 by buying 12 vanilla reload at 5x. Rebate amount is $300 and cost is 12 x 3.95 = $47.40.