I just looked at my my BoA Travel Rewards card statement after spending 2 weeks in Belgium. I see a "cash advance" fee line for each of my transaction, however the amount is $0. Does anyone else have experience with this? By the way, my card worked successfully in every terminal I used it in. Did not try any unmanned one, but about 5-6 different locations even in non tourist places. Each time chip and sig mode kicks in flawlessly.