Originally Posted by
Jaimito Cartero
Most intelligent merchants, billion dollar hotel chains, mostly, are going to understand it. There going to be fighting chargebacks and rerunning receipts on a regular basis. They're not going to do this unless it's real money in their pocket.
Of course, this is if you consider most mom-and-pop stores or front-line employees who do not have an MBA to figure this out as well.
Have you tried explaining the intricate details of DCC and how credit card processing works to a 75 year old youth hostel inn keeper in the Chung King Mansions or the minimum wage earning cashier in a major Portuguese supermarket chain in Lisbon, Portugal to be adept at these things? You usually get blank stares.
It's faster and less stress to:
1. Always don't select DCC (primary stand ground)
2. Accept that $hit happens when the charge comes out wrong; don't get frustrated over it
3. Keep your foreign credit card transaction receipts
4. Mail copies of any objectionable ones to your issuer when you get back to your home country (secondary stand ground)
5. It'll eventually clear itself out
Just like my experience with an Indian Restaurant in an upscale area of Delhi, India. Took a while, but it eventually came back correctly.