Originally Posted by
gil123
Resuscitating my old rant thread because just got back from another trip and this sleazy practice is alive and well. Was in Antigua, Caribbean, and several restaurants and shops presented me with bills converted into USD. When I said I want to pay in local currency, XCD, they said that it is impossible, that their registers cannot do that with foreign cards. Short of standing there and causing a scene or keeping records of the amount in local currency, coming back and calculating and disputing every DCC transaction at inflated rates, what can you do?
I waited
26 minutes for St Regis Shenzhen to void a HKD slip that should be charged in RMB. Then charged it to a RMB card.
But if voiding is not possible then photo the merchant slip (if thermal, ignore if carbon copy), with the local currency box (XCD) selected (if no such box appears then
the slip is prima facie non-compliant with Visa International Operating Rules).
Send the merchant slip copy back to your card issuer in the US. Raise a Reason Code 76 Chargeback Request. Do not accept any settlement by your card issuer out of pocket - make sure they make the Carribean bank pay. Took me four months
when I did a Reason Code 76 last but I made the Macau bank and merchant who scammed me pay.