Originally Posted by
beachfan
I returned something paid for a while ago on a card that I cancelled. Having the card still online was a big help in verifying the credit went through as planned (I didn't even remember what credit card was supposed to get the credit).
That happened to me a couple years ago, except it was a Chase card. I got a statement credit from Chase for reason totally unknown to me (hence the card was closed) But because the card was still displayed - out of the blue one day I saw a credit balance... Had to call Chase for a check but if the card was not displayed, I would never know about it.
I guess this is the root cause why now I have the habit of having closed accounts up for a good while after they are closed.