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Old Dec 31, 2012 | 10:42 am
  #1327  
Tedimed
10 Years on Site
 
Join Date: Dec 2012
Location: Ord
Posts: 92
Originally Posted by sdsearch
FIrst of all, welcome to (posting on) FlyerTalk, Tedimed!

Since you've seen how it worked last time around, considerf carefully ahead of time the limits you have on your remaining cards so you can know what to answer if these questions come up again.

Most typically they tell me (I don't know if this is different for others) something like "we can only give you $2000 in new credit limit, but we need $5000 to open this card, so can be move $3000 from one of your other cards"? If this is also what they asked you, if you're going to apply for one new card, figure out at least $3000 that could moved, and if you are going to aply for two card, figure out at least $3000 x 2 that could be moved. (On my last pair of HH cards, a few months ago, I indeed did have to move $3000 for each of the two new cards. I ended up pulling the $6000 total from an AA card that had way more than I need on it.)

My understanding is that if you already have farily little CL on a card, that if you move some out of it that may require closing the card immediately. (But I'm not as clear on how that works, because I've so far always had a card with $8000+ on it when asked to move $3000 from somewhere.)
Thank you for answer. On AA I have around 19.000 CL, way more than I need. I can move at least 10.000 without any problem. I hope that they will aprove me and I will gladly move that CL... On other card (thak you) I have around 7000 (this is my oldest card, about 8-9 years, but Citi did not change my CL since I opened acc, and they did not offer any....Citi is strange).
Chase on other hand....I have 4-5 cards, and only one is 10.000 others are 20.000
Another question, if they aprove me for regular HH, can I apply for that one who give you gold status? My gold HH will be done in couple of monts, and Iam thinking maybe in May or June to apply for that one. Do I need to close regular HH or I can still apply without closing?
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