Originally Posted by
lad2
My experience was opposite. On my first bean purchase with a Citi card, I received a fraud alert text. And confirmed the transaction by replying YES to the text. It's been good after that, no call. Chase on the other hand, I had to keep calling in total of 5 times before the alerts stop.
I used my Citi Visa card several times to buy VR cards and received NO fraud alerts. I used my Chase United MileagePlus Visa at SuperAmerica and got a robot fraud alert call after the second purchase, but both purchases had been approved. No big problem there.
On the other hand, I TRIED to use my Virgin America Barclay Visa card at CVS. Barclays made CVS call them for an approval code. Then Barclays called me over to the CVS phone and gave me hell, asking for my full name, mother's maiden name, DL number, SSN, name of first born child, etc. Then back to the CVS cashier, at which point the manager stepped in, and listened in as the whole line of shoppers watched us. Barclays asked the cashier to look at my picture and asked if it really looked like me, asked for her to compare my handwriting, etc. This went on for 10 minutes and finally Barclays gave the cashier an approval code - which - get this - did NOT work! So I substituted my Hilton Amex card and got an immediate approval. I am not joking about any of this (except the first born child). The manager at CVS was very unhappy and glared at me like I was a criminal. Never will I use a Barclays card again for a VR card purchase!