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Old Dec 25, 2012, 12:49 pm
  #80  
mnscout
 
Join Date: Dec 2003
Location: Brooklyn, NY, United States
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Originally Posted by Dr_wanderlust
FICO scores only include hard pulls under 12 months of age and one that are 6-12 months old have very little effect. Also, many creditors are using alternative CRAs in addition to the big three and some of these alternative CRAs track applications by household (address) not by individual.
What he said! The worst way to do App-o-Ramas is overthinking it.
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