Originally Posted by
AscorbylPalmitate
noob question
What (paid or free) service do FT members use to monitor the hard pulls for app-o-rama and churning purposes?
Good and timely question. Before you even consider a paid service, the first 2 you need to sign up for are Credit Karma and Credit Sesame. Credit Sesame just announced their free monitoring service last week, I believe, while Credit Karma has been doing it for a while. So, you could start with these two.
Another thing to consider is applying for Discover Walmart card. No bonuses to speak of but they give you your true TU FICO score once a month for free.