My future trip is comprised of two one-way rewards. On the going OW a reasonably priced comprehensive insurance is being offered on the airline website. Among the Allianz insurance "details', it is stated the coverage is not to exceed 120 days.
If the policy is purchased, it can be refunded prior to the trip start.
Obviously, the return flights would not be covered, but would a 90 day stay in Europe be covered (for emergency medical for example)?