FlyerTalk Forums - View Single Post - Citi Request for IRS Form 4506-T: Advice Sought
Old Dec 19, 2012, 2:33 pm
  #6  
SCEflyer
 
Join Date: Apr 2004
Posts: 1,614
Originally Posted by Explore
In my recent App-o-rama I applied for 8 credit cards and received 7 right away, including the Citi Aadvantage Visa. The exception was the Citi Aadvantage Amex, where Citi wants me to send them an IRS Form 4506-T, Request for Transcript of Tax Form.

This seems very intrusive, and I'm not inclined to send them the completed form if there's a chance I could get the card without it in my next App-o-rama.

Any thoughts? Did I wait too long between same-day Citi card applications? Is it worth sending the form, especially if the tax return shows income somewhat below the level originally stated? Or is it better just to wait until the next application opportunity?

Thanks.....
Why do you consider it to be intrusive? You are asking Citi to lend you money, and as part of their consideration of your application, they are seeking to validate financial information that you provided to them. I view it as being a sound banking practice.
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