I recently opened an AP account for my under 18 daughter so that I could do A>B>C>A instead of the A>B>A I have been doing for the past several months. Had no problem initially opening the account, but it quickly was blocked with the message that the T&C prohibit accounts for people under 18.

With all new account openings requiring an SS#, I doubt there is a workaround for this, but thought I'd inquire to see what if anything others have done.