Originally Posted by
deltame
The regular chase sapphire also earns 2x on restaurants, without annual fee. You can accumulate points over several years then decide whether to take cash or apply for chase sapphire preferred to have the option to transfer points to a number of airline/hotel programs.
You can consider getting the CSP first, get the 40,000 bonus UR points, use it fee-free for one year. If you don't find the annual fee of $95 worth while, you can downgrade the CSP to a regular Sapphire card and keep that long term.