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Old Dec 11, 2012 | 11:34 am
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philemer
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I saw nothing mentioned at myfico.com about an ideal utilization rate. However they do say this: http://www.myfico.com/crediteducatio...ment-help.aspx Keep it below 50%.

Another "expert" here http://www.creditcards.com/credit-ca...-owed-1270.php says keep it below 30%.

Does anyone have something from FICO that they can link to? I see I lot of different figures flying around.
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