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Old Dec 11, 2012 | 7:19 am
  #34  
AlohaDaveKennedy
 
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
AMEX carries the "member since" over to the next cardholder. That is its advantage. My son has been on my AMEX cards since age 7 and has had a checking account since then as well. Put your son on the AMEX first since they are each assigned their own number and record.

For AA you want to get an AA debit card account with your son at
myufbdirect. When he is 18 you can get him nonAMEX nofee cards by guaranteeing payment. Get the cards, build the credit, but let the cards rot in the vault for the most part.

Originally Posted by toomanybooks
ADK: I have had a Citi AA card since 1989. Can I put my son on there and have him get the credit history, even though he was born in 1997?

Or is this an Amex thing only? If so, same question for them.
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