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Old Dec 3, 2012 | 11:02 am
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MDtR-Chicago
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Originally Posted by ferrari_fan
Always a good idea to request CLI on cards that were maxed out/had a high balance compared to the Credit Limit in the past to make it look like you never reached high utilization.
This makes common sense but I've never seen a definitive reference that shows how much impact this really has on a FICO score. It would be great if you could share something to read up more on this particular issue.
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