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Old Dec 1, 2012 | 12:33 am
  #17  
MDtR-Chicago
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Originally Posted by alben
I have a question that is related to the OP question. I have searched the forum, but never found a definite answer to what is the "ideal" credit utilization ratio.
Please allow me to quote myself, from earlier in this thread:

Originally Posted by MDtR-Chicago
Piecing everything together that's been stated and implied publicly, the ideal case would be to have several open cards, with one of them having a large credit line. Then, let that one card show a balance that is < 10% of that individual credit line and also 2-3% of your overall credit.
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