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Old Nov 23, 2012, 8:12 pm
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Citi Request for IRS Form 4506-T: Advice Sought

In my recent App-o-rama I applied for 8 credit cards and received 7 right away, including the Citi Aadvantage Visa. The exception was the Citi Aadvantage Amex, where Citi wants me to send them an IRS Form 4506-T, Request for Transcript of Tax Form.

This seems very intrusive, and I'm not inclined to send them the completed form if there's a chance I could get the card without it in my next App-o-rama.

Any thoughts? Did I wait too long between same-day Citi card applications? Is it worth sending the form, especially if the tax return shows income somewhat below the level originally stated? Or is it better just to wait until the next application opportunity?

Thanks.....
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