Originally Posted by
mrnik2007
I noticed that Dollar has rental cars in Cancun for $10/day. I am planning on going there next week.
However, insurances are crazy... I know that my USA 21st century insurance will not cover me in Mexico.
However, I do have the United Explorer Card.
For those of you who have gone, could you please advise me on which insurance I need?
Optional Items (not included in quote)
Rates for Optional Items are Exclusive of tax and other associated charges
Liability Insurance Supplement 13.00 USD PER DAY
Loss Damage Waiver 38.95 USD PER DAY
PERSONAL ACCIDENT INSURANCE 3.00 USD PER DAY
Theft protection 7.00 USD PER DAY
????
Thank you!!!
The Explorer card should provide coverage for CDW in Mexico. Be sure to check your card benefits brochure to confirm that (or call Visa at 1-800-VISA-911).
You may be required to purchase liability if your credit card limit is not high. The Budget CUN location has the following T&C related to insurance published in the GDS (bolding ours):
Insurance
SLI-SUPPLEMENTAL LIABILITY INSURANCE - COST RANGES BETWEEN
14.95-16.95 USD DEPENDING ON VEHICLE RENTED. . PURCHASE
INCREASES THIRD PARTY PROTECTION FROM MXN 25000.00 UP TO
MXN 1000000.00, WHILE DRIVING WITHIN MEXICO AS LONG AS
THE TERMS AND CONDITIONS OF THE RENTAL AGREEMENT ARE MET.
Personal Accident Insurance
PAI/PAE PERSONAL ACCIDENT INSURANCE - . 4.95 USD PER DAY
FOR ALL CAR GROUPS PURCHASE OF PAE PROVIDES ACCIDENTAL
DEATH AND MEDICAL EXPENSE BENEFITS TO THE RENTER AND ALL
PASSENGERS IN THE CAR. PAI/PAE PERSONAL ACCIDENT INSURANCE
- . 4.95 USD PER DAY FOR ALL CAR GROUPS PURCHASE OF PAE
PROVIDES ACCIDENTAL DEATH AND MEDICAL EXPENSE BENEFITS
TO THE RENTER AND ALL PASSENGERS IN THE CAR.
Loss Damage Waiver
CUSTOMER MUST BE ABLE TO PROVIDE PROOF OF LIABILITY WHEN
TRAVELING
IN MEXICO. . LDW-LOSS DAMAGE WAIVER- MAY VARY
BY LOCATION
OR CAR GROUP CONFIRMED. THE MINIMUM AMOUNT
IS 19.95 USD
PER DAY, NOT TO EXCEED 22.95 PER DAY. . PURCHASE
OF LDW
REDUCES THE CUSTOMER*S FINANCIAL RESPONSIBILITY
FOR LOSS
OF THE VEHICLE AS A RESULT OF ACCIDENT OR THEFT.
IF THE
VALUE OF THE DAMAGES IS LESS THAN THE DEDUCTIBLE
THE CUSTOMER
WILL PAY FOR THE VEHICLE REPAIR. LDW CAN BE
WAIVED AND
CUSTOMER WILL BE PROTECTED WITH BASIC THIRD
PARTY LIABILITY
PROTECTION UP TO 25,000.00 MXN IF THE CREDIT
CARD AUTHORIZATION
COVERS AN AMOUNT OF THE TOTAL COST OF
THE VEHICLE. IF LDW
IS ACCEPTED, ON ALL CAR GROUPS THE
DEDUCTIBLE WILL BE 20
PERCENT OF COMMERCIAL VALUE OF VEHICLE
FOR THEFT AND ON
ALL CAR GROUPS THE DEDUCTIBLE WILL BE
10 PERCENT OF COMMERCIAL
VALUE OF VEHICLE FOR DAMAGE. .
IF DECLINED, THE RENTER
IS RESPONSIBLE FOR UP TO THE FULL
VALUE OF THE VEHICLE.
Not really sure about the theft protection option. Presumably, your credit card would cover loss due to theft as well, but again, check your card benefits brochure or call Visa to be sure.