FlyerTalk Forums - View Single Post - Wal-Mart, Amex take on banks with Bluebird debit card
Old Nov 22, 2012, 9:19 pm
  #3040  
johndoe123
 
Join Date: May 2006
Posts: 1,433
Originally Posted by deant
Sounds like a great way to get your CC and your BB accounts shut down.

Normally refunds are processed the same way the money was received. However with BB being new I don't suspect that anyone has definitive information on how a BB payment would be "reversed".

Also, even if you were able to overpay and request a check, you would need to not make any charges to the CC until AFTER they have processed the refund.
BB will never know...

In any case, don't do it again. Best to spend on the CC. However, it's the CC that frowns on this practice. The most common abuse of this is a balance transfer (0%) from another card, sending different one into the positive and cashing it out via a check. Other uses include money laundering.

I think for just once, the CC company will overlook it.
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