Thanks for unquestionable advice haha. My issue was that the HHonors doesn't specifically state said "stacking of points" is against it...I am going to have to send an email to my mom and fiance and tell them to coordinate with them. It's pretty crazy saying that I will only get 6,000 points...ridiculous...
I'll coordinate to have everything charged to my room (I'll put it on my reserve card) if available and that will be 27.5 x $4500...need to talk to the coordinator...haha.
Anyways thanks for all the sound advice, going to pick up the Citi Reserve, and 50,000 Visa, along with the Amex No fee...