Well, our poster is WRITING the check, but yeah, as a general rule, Of COURSE "those are the worst." I no longer take checks from friends and family members for a very simple reason. There are no consequences when they bounce the check, so it's inevitable that some of them do bounce the check. What, you're going to call the sheriff on a friend/family member? No, you just end up being ripped off.

It also just doesn't make any sense. It's a friend or family member. They know where you are, and you know where they are. If they had the cash, they can go to the bank at any time at their convenience and then get the cash to you. You can even meet for lunch and do it. If they only had the cash. But they don't! That's why they're trying to give you a scribbled on piece of paper in the first place.

I personally wouldn't write a check to a friend or family member. I give them cash if they sell me an item. To me, no amount of miles is worth making someone close to me "wonder" what the hustle is. Besides, the friend or family member is probably already giving me a crazy discount or the full background behind what I'm buying. I need to screw around with gift cards and games too? Don't think so.