Ok, so after a few weeks of using BB I felt obliged to share some thoughts with the community.

First, the billpay is dodgy as others have mentioned, but everything I have attempted has completed successfully. It may take anywhere from 3-6 days for certain things to post, but if you're methodical about setting up the payee you can be fairly confident it will go through. I've paid my electric bill, gas bill, three student loan servicers, a car payment, home equity, mortgage*, and auto insurance. I tried $50 to start but everything posted fine so I'm using full amounts from here on. I use my account # in the payee description if available as well as adding it as a 'memo' to the actual payment. (if they are not in the list.)

* There was a bug with my mortgage lender which prevented it from being used even though it was on the list. Amex fixed that already it seems. Payments worked through their 'list' as well as the manual payee I added myself.

My biggest complaint is that the phone service has gone waaay downhill in the last few weeks. When I first got my card and reported problems, I was on hold for maybe 5 minutes. Today it was almost an hour, and when I did get through to someone, their computers were down.

The reason I called today was because there did not seem to be any Moneypass ATM's nearby which were actually working! Wal-mart is 0-3 for functioning ATM's in my area, and when I tried to get cash from a teller they told me that it was coming back as 'cash back not allowed'. I'm not surprised, but you're going to get some consumer push back if they're going to advertise this as a debit card/checking account alternative and you can't actually get cash anywhere within 20 miles of your home. (without paying atm fees that is.)

Anyway, this is sure to get buried quickly in this fast moving thread, but I thought someone might find the review helpful if they were considering this card.
-TK

Edit: I can also confirm that CVS is now selling these and you can pay for credit card, although the cashier may not know that. They thought it was a gift card and didn't think it would work, but it rang up fine on CC.